Question 51
Which of the following is an important implication of the Dodd-Frank Wall Street Reform and Consumer Protection Act?
- Financial institutions must avoid collecting a customer’s sensitive personal information
- Financial institutions must help ensure a customer’s understanding of products and services
- Financial institutions must use a prescribed level of encryption for most types of customer records
- Financial institutions must cease sending e-mails and other forms of advertising to customers who opt out of direct marketing
Question 52
Which act violates the Family Educational Rights and Privacy Act of 1974 (FERPA)?
- A K-12 assessment vendor obtains a student’s signed essay about her hometown from her school to use as an exemplar for public release
- A university posts a public student directory that includes names, hometowns, e-mail addresses, and majors
- A newspaper prints the names, grade levels, and hometowns of students who made the quarterly honor roll
- University police provide an arrest report to a student’s hometown police, who suspect him of a similar crime
Question 53
According to FERPA, when can a school disclose records without a student’s consent?
- If the disclosure is not to be conducted through email to the third party
- If the disclosure would not reveal a student’s student identification number
- If the disclosure is to practitioners who are involved in a student’s health care
- If the disclosure is to provide transcripts to a school where a student intends to enroll
Question 54
What is the main purpose of the CAN-SPAM Act?
- To diminish the use of electronic messages to send sexually explicit materials
- To authorize the states to enforce federal privacy laws for electronic marketing
- To empower the FTC to create rules for messages containing sexually explicit content
- To ensure that organizations respect individual rights when using electronic advertising