CCRA practice questions, page 3 of 4, with answer review and explanations.
Question 11
Following is information related banks: Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India. Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job. Profit and Loss Account - Balance Sheet - The rating wise break-up of assets for FY11 is as follows: The core spreads for FY13 as compared to FY12 have:
Expanded by 136 bps
Contracted by 327 bps
Contracted by 136 bps
Expanded by 191 bps
Question 12
Following is information related banks: Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India. Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job. Profit and Loss Account - Balance Sheet - The rating wise break-up of assets for FY11 is as follows: The ROTA for Auckland deteriorated from ___in FY12 to___ in FY13.
0,.7%, 0,3%
7%; 2%
2.3%; 0.7%
1.9%; 0.6%
Question 13
Following is information related banks: Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India. Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job. Profit and Loss Account - Balance Sheet - The rating wise break-up of assets for FY11 is as follows: Cost to income ratio is best for which year
FY13
FY11
Same FY11 and FY12
FY12
Question 14
Following is information related banks: Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India. Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job. Profit and Loss Account - Balance Sheet - The rating wise break-up of assets for FY11 is as follows: Computer risk weighted assets for Auckland Ltd for FY11:
10,10,000 Million
13,24,500 Million
11,64,500 Million
11,60,000 Million
Question 15
Following is information related banks: Auckland Ltd is a public sector bank operating with about 120 branches across India. The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India. Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job. Profit and Loss Account - Balance Sheet - The rating wise break-up of assets for FY11 is as follows: During which year amongst the three, was the overall financial profile of bank most string?